• Total and Permanent Disability.

    Total and Permanent Disability.

You may have an insurance policy connected to your superannuation fund which offers you total and permanent disability insurance - more commonly known as TPD insurance. 

If you are unable to return to work and have a total and permanent disability you may be eligible to make a claim against the TPD insurance policy. Such a claim can be generally made over and above any other claims that you may have, for example a workers’ compensation claim


It may also be the case that you have more than one superannuation fund and potentially more than one TPD insurance policy to access and make a claim against. Each policy is particular in what it defines as a total and permanent disability, but generally it means that you are no longer able to do the work that you are trained or qualified to do. 

What are our clients saying about us?

  • During the past 12 months in which I engaged Natasha to act for me, I can say without doubt, my claim has been pursued with and by Natasha with such vigour and professional endurance. Natasha is a person who can provide excellent service and would recommend her to anyone who requires the service of a competent solution.
    Ernest Brown
    Public Liability claim
  • I had put off my claim due to not looking forward to the process. Natasha was wonderful and I am so pleased with the outcome. The process was explained clearly, and I found it to be a very understanding and professional practice.
    Melissa Quatember
    Criminal Injury Claim
  • Natasha and her team were extremely supportive and helpful. From the time of my accident to settlement it was three and a half years, and they guided me throughout the whole thing while not bombarding me with information and tasks so I could have time to get better. When I had questions about the process, they always had time to answer me. When I was unable to fill out paperwork or unsure about how to, I knew I could email or call them for guidance. Dependable, trustworthy and honest. Highly recommend
    Rebecca Persic
    Motor Vehicle accident claim
  • To Justin and team. I would like to thank everyone at Peninsula Lawyers for a job well done. Couldn’t be happier with the result. Justin and the staff were fantastic. As the company logo says “we are in your corner…” and that’s how I felt the whole way through. Thanks again. Peter
    Peter Nimmo
    Workers Compensation claim

PPIL can help you through this process. If you have any questions, please contact us


There’s a reason we have a 99% success rate.

“Always in your corner” means acting in your best interest. We give clear, honest and frank advice and will not fill you full of false expectations. We will give you a break down of your claim and will recommend a strategic approach that will provide you with the leverage to obtain the best personal and financial outcome. We will only take on your case if we are confident in a successful outcome. 

Get in touch.

Legal matters are complex and we welcome all enquiries and questions. Please complete this form and one of our team will be in touch immediately.

Already verified you are human.